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Advice on buying Slovakia Property
by Globespan Property Portal - info@globespanpropertyportal.com (it was shown 1496 times) Slovakia (Slovak Republic) is a beautiful country right in the heart of Europe. It borders Czech Republic, Austria Poland and Hungary.
A land blest with snowy mountains, spas, lakes and wild forests. In contrast you have many towns and cities with ancient monuments and castlesplus the unique culture that is central Europe.
The River Danube flows through Slovakia on its route to Vienna and the sea, from the Carpathian Mountains in the north to the fertile land areas of the south west, Slovakia has something for everyone.
PURCHASE
Slovakia as a member of the EU has a similar process when it comes to purchasing a property as do other European countries. Once you have found the property you want to purchase and you have negotiated the price with the seller you will be asked to deposit 10 or the property price and the legal process can get underway. As with all property purchases abroad we recommend that you have legal advice to see you through the process of property purchase and to afford you the translation of the documents you will be asked to sign. At the time the deposit is handed over, a pre purchase contract will be signed by both parties. Your legal advisor will make sure that you understand your rights and obligations regarding the property purchase. If at a later date the purchaser should change their mind about the property purchase they are obliged to pay any expenses incurred by the agent (should there be one) and the balance returned to the property purchaser. The same applies should the property seller withdraw the full 10 deposit plus any costs are refunded to the buyer.
The surveyor when his report is complete will notify your Legal Advisor so he can commence preparing him property sale contract. Both the surveyor’s property inspection report and the property sale contract will be translated (so that you are aware of what you are signing) and forwarded to you for signature.
Once this is done the balance of the monies can be released to the seller and the main part of the property process is complete.
Within 4 weeks the land registry (Kataaster) will have transferred the property into your name and you will then own a property in Slovakia. It is normal for a prospective seller to obtain information on the legal state of the property they are selling from the Kataaster so that a prospective property purchaser can be sure that there are no legal disputes on that property. This information cannot be more than 3 months old to be valid.
MORTGAGES
Should you require a mortgage, banks in Slovakia will lend up to 90 of the property purchase price you will have to provide the following information.
Proof of income
Passport
Bank statements for the past 6 months
Proof of income and proof of employment
Self employed need 2 years tax returns and accounts
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http://www.globespanproperty.com/guides/slovakia.html
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